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Your Forever Realtor
Real Estate Made Simple
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Buy, sell and relocate

Buying, selling, or relocating in and around Houston? I make the process clear and manageable – with honest advice, fast communication, and smart strategy from first tour to closing day.

Kim Kerr, Realtor
AboutME

Family is at the heart of everything I do. I'm married to a coach, and together we have five amazing girls — now with the joy of grandkids who keep life full, busy, and incredibly fun. Between practices, tournaments, and family time, we've learned the value of teamwork, commitment, and showing up for the people who matter most. Outside of real estate, you'll usually find us traveling, soaking up sunshine near the ocean, or attending sporting events and concerts. I have a deep love for Christmas — it's my favorite season and it starts in October! Seriously, ask anyone. I thoroughly enjoy building genuine relationships, serving others well, and helping families find not just a house, but a place to truly call home.

Why Work With Me?

Trust & Integrity First  *  Education-Driven Guidance  *  Advocate for Your Goals  *  Faith-Led, People-Focused Service

I hope that this helps you have a deeper understanding of who I am and the passion that drives me to represent my clients with unwavering dedication. Every day, I am fueled by a commitment to not only advocate for my clients but to empower them with knowledge throughout the entire buying process. Your goals become my mission, and I would be honored to have the chance to truly get to know you and your unique real estate needs. If you have any questions about the market, your neighborhood, or how we can make the most of your real estate journey, I am here to be a trusted resource every step of the way. Let's make this experience exceptional together!

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Client

Testimonials

Calculator

Mortgage Calculator

Get a quick estimate of your monthly payment — adjust the numbers below to see how they affect your budget.

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  • Property Taxes$0
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  • Homeowners Insurance$0
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Talk to Kim About Financing

PMI is estimated automatically when your down payment is under 20%.

FAQ

Frequently Asked Questions

One of the biggest misconceptions about buying a home is that you need a perfect credit score to qualify for a mortgage. You don't.

Different loan programs have different credit requirements, and some offer more flexibility than others. Your credit score is important, but it's not the only thing lenders consider. Your income, debts, down payment, and overall financial picture all play a role.

And here's something worth knowing: The credit score you see on a free credit-monitoring app may not be the same score your mortgage lender uses.

So before you decide homeownership isn't an option because of a number on an app, have a conversation with a knowledgeable lender.

You may need a lot less than you think! One of the biggest misconceptions about buying a home is that you need 20% down. Depending on the type of loan and your qualifications, your down payment options may include:

  • Conventional loans: As little as 3% down for eligible buyers.
  • FHA loans: As little as 3.5% down for qualified buyers.
  • VA loans: Eligible veterans, active-duty service members, and certain surviving spouses may qualify for 0% down.
  • USDA loans: Eligible buyers purchasing in qualifying rural or suburban areas may qualify for 0% down.

There are also down payment assistance programs that may help qualified buyers with some of their upfront costs.

Not sure where to start? I'd be happy to connect you with a trusted lender who can help you understand your options!

As a general rule, buyers can expect closing costs to range from approximately 2% to 5% of the home's purchase price, although the actual amount varies depending on the loan, lender, property, and location. These costs may include:

  • Lender fees: Charges associated with processing and underwriting your mortgage.
  • Appraisal fees: The cost of determining the home's appraised value.
  • Title fees: Expenses related to the title search, title insurance, and closing services.
  • Prepaid expenses: Items such as homeowners insurance, property taxes, and prepaid mortgage interest.

Depending on the market, loan program, and purchase agreement, you may be able to negotiate for the seller to contribute toward some of these expenses. Certain lender credits or assistance programs may also help reduce your upfront costs.

Have questions about what buying a home might cost you? Let's talk! I can help you understand the process and connect you with a trusted lender who can provide a personalized estimate.

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Free Home Valuation

This is simply an estimate of your home's value based on the information given and what is available publicly. This is not a guarantee of what your home may sell for.

281.701.7097
kerreverrealtor@gmail.com

Thank you! Your request has been sent — I'll be in touch soon.
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Working together

By committing to clear communication, education and putting YOU first, I will make your real estate experience as smooth and stress-free as possible. So take a look around, make a list and call me with any questions. I'd be honored to help you!

Contact Me

How to Reach Me

281.701.7097
kerreverrealtor@gmail.com
5100 Westheimer Rd, Ste 1000
Houston, TX 77056

All information is deemed reliable but not guaranteed and should be independently reviewed and verified.

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Send a Message

Thanks for reaching out! I'll get back to you shortly.

How to Reach Me

281.701.7097
kerreverrealtor@gmail.com
5100 Westheimer Rd, Ste 1000, Houston, TX 77056